DENIED INSURANCE    about David johnson

I would like to make something
"crystal clear."

I have no racial discrimination issues whatsoever with Axa Pacific Insurance Company and although I wish I have not experienced much issues like this in my life, I do have a very strong racial issue with the adjuster that was sent to my home. Perhaps if he had not taken off to purchase that gas cap upon first seeing me in my driveway I would have a different view, and given all that has happened during this case, together with all I have experienced in my life, I judge this situation based on that. (It didn't help that he arrived the next morning asking to take pictures of posters from a past racial discrimination case instead of protecting the home.)

Regardless of my personal view, Jerry Cox had no right to place gas evidence in a home which had been investigated by the RCMP and Fire Dept forensics. Furthermore, why else would an adjuster leave a man and his dog standing in the street at 2:30 AM with his house dripping with water and nowhere to go. Where were my rights as an insured the day of the fire?

Many have asked why I bought such a big house if I was a single man living alone. Although I saw this as a normal question to ask, there were times when I felt like I was being questioned because I didn't look like I should be living like this. I felt many times like I was being stereotyped or profiled. There were times when people would just walk up to me and ask if I was a professional sportsman and one even asked if I was a basketball player. I would like to share some of the horrifying experiences that have happened to me since buying this house starting with the purchase.

I bought this house through Remax for me and my foster kids and was very excited to have been able to purchase my own

house. My pride stemmed from the fact that this house aside from my Grand Father from Truro NS was the first house in the history of my family owned by a male. I remember being $5,000 short on meeting the requirements of the bank and I just didn't know where to go to get it. I needed $33.000 to clear up all my debts and bills and I had $28,000 so I asked my friend Jacqueline if she would help me figure out how to come up with the money. When I called her I couldn't believe my ears because she said

"Dave, your too close to owning your own house so I'm just going to give you the $5,000."

That was the biggest moment of my life. After the papers were signed and while I was waiting for the possession date I would drive with my foster kids and girlfriend every night to just sit outside and view the house. It was clear for all to see that the house had been sold as there was a "Sold Sign" on the fence and people in the viewing area saw me and my family with the realtor taking down the sign and putting up the sold sign.

On July 31, 2001 I finally got the keys to my new home and I was so proud to be the first Black Man in the history of my family to buy his own home (not counting my Grand Father of course.) The following weekend we moved in having much help and celebration and the following day I went to Home Depot and purchased a John Deere weed whacker and proceeded to cut the weeds in front of the house. I remember being with the whole family on the sidewalk while I was cutting the grass, a beer bottle hit the fence near my head and exploded in my face and when I turned around, there across the street was a car screeching away with a white man standing in the door screaming "racial apathetes" at me and just speeded away. Imagine how I felt while standing in front of my whole family.

Next came the new social workers from the Surrey area (the changing of the guard so to speak) and this was the beginning of the worst nightmare I had ever experienced in my life. When the new social worker first came to visit I was waiting for him at the door but instead of him just walking up to the door, he walked up and down the front of my house five times with a look of appellation on his face and after 15 minutes of strolling around outside he came to the door. When the social worker walked to the kitchen table and sat down he started off by saying that he couldn't believe how big the house was and then within minutes he said:

"personally I believe that children of a specific ethnicity belong in homes of the same but I got the perfect kid for you ..... he's black."

This was the beginning of the end of the life I had envisioned for myself and my foster kids!